At the 2024 Proof of Talk event in Paris, France, Jenny Johnson, CEO of Franklin Templeton, and Mo Shaikh, founder of Aptos, discussed the transformative impact of Web3 on global regulatory frameworks. They highlighted Europe's progress with the Markets in Crypto-Assets Regulation (MiCA) and Singapore's sandbox approach, contrasting it with the cautious approach of the SEC in the United States. Johnson emphasised regulators' evolving role in understanding and regulating digital assets, stressing the importance of balancing innovation with consumer protection. Shaikh underscored how Web3 technologies are enabling greater financial inclusion by providing accessible digital financial services to underserved populations globally, challenging traditional banking models.